/*!
 * BDB Loan Calculator — scoped styles.
 * Everything is namespaced under .bdb-lc-root so the host theme can't leak in.
 */

.bdb-lc-root {
	--bdb-accent: #1e40af;
	--bdb-interest: #f59e0b;
	--bdb-ink: #0f172a;
	--bdb-muted: #64748b;
	--bdb-line: #e2e8f0;
	--bdb-surface: #ffffff;
	--bdb-surface-2: #f8fafc;
	--bdb-good: #047857;
	--bdb-warn: #b45309;
	--bdb-danger: #b91c1c;
	--bdb-radius: 14px;

	all: initial;
	display: block;
	box-sizing: border-box;
	font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
	font-size: 15px;
	line-height: 1.5;
	color: var(--bdb-ink);
	-webkit-font-smoothing: antialiased;
	text-rendering: optimizeLegibility;
}

.bdb-lc-root *,
.bdb-lc-root *::before,
.bdb-lc-root *::after {
	box-sizing: border-box;
}

/*
 * The hidden attribute must beat any class-based display rule below
 * (e.g. .bdb-compare uses display:grid, which would otherwise win).
 */
.bdb-lc-root [hidden] {
	display: none !important;
}

.bdb-lc-root p,
.bdb-lc-root h3,
.bdb-lc-root h4 {
	margin: 0;
}

.bdb-lc-root table {
	border-collapse: collapse;
	width: 100%;
}

/* ---------- shell ---------- */

.bdb-lc-root .bdb-card {
	background: var(--bdb-surface);
	border: 1px solid var(--bdb-line);
	border-radius: var(--bdb-radius);
	padding: 22px;
	box-shadow: 0 1px 2px rgba(15, 23, 42, .04), 0 8px 24px rgba(15, 23, 42, .05);
}

/* ---------- toolbar ---------- */

.bdb-lc-root .bdb-toolbar {
	display: flex;
	align-items: center;
	justify-content: space-between;
	gap: 12px;
	flex-wrap: wrap;
	margin-bottom: 18px;
}

.bdb-lc-root .bdb-toolbar-actions {
	display: flex;
	gap: 8px;
	flex-wrap: wrap;
}

.bdb-lc-root .bdb-select {
	appearance: none;
	-webkit-appearance: none;
	background: var(--bdb-surface-2) url("data:image/svg+xml;charset=utf-8,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath fill='%2364748b' d='M1 1.5 6 6.5l5-5'/%3E%3C/svg%3E") no-repeat right 12px center;
	border: 1px solid var(--bdb-line);
	border-radius: 10px;
	padding: 9px 34px 9px 12px;
	font: inherit;
	font-size: 14px;
	font-weight: 600;
	color: var(--bdb-ink);
	cursor: pointer;
	min-width: 160px;
}

.bdb-lc-root .bdb-btn {
	font: inherit;
	font-size: 13px;
	font-weight: 600;
	border-radius: 10px;
	padding: 9px 14px;
	cursor: pointer;
	border: 1px solid var(--bdb-line);
	background: var(--bdb-surface);
	color: var(--bdb-ink);
	transition: background .15s ease, border-color .15s ease, transform .05s ease;
	white-space: nowrap;
}

.bdb-lc-root .bdb-btn:hover {
	background: var(--bdb-surface-2);
	border-color: #cbd5e1;
}

.bdb-lc-root .bdb-btn:active {
	transform: translateY(1px);
}

.bdb-lc-root .bdb-btn-ghost {
	background: transparent;
	color: var(--bdb-muted);
}

.bdb-lc-root .bdb-btn-ghost:hover {
	background: var(--bdb-surface-2);
	color: var(--bdb-ink);
}

.bdb-lc-root .bdb-btn-primary {
	background: var(--bdb-accent);
	border-color: var(--bdb-accent);
	color: #fff;
}

.bdb-lc-root .bdb-btn-primary:hover {
	filter: brightness(1.08);
	background: var(--bdb-accent);
	border-color: var(--bdb-accent);
}

/* ---------- segmented control ---------- */

.bdb-lc-root .bdb-seg {
	display: grid;
	grid-template-columns: repeat(4, 1fr);
	gap: 4px;
	background: var(--bdb-surface-2);
	border: 1px solid var(--bdb-line);
	border-radius: 12px;
	padding: 4px;
	margin-bottom: 20px;
}

.bdb-lc-root .bdb-seg-btn {
	font: inherit;
	font-size: 13.5px;
	font-weight: 600;
	color: var(--bdb-muted);
	background: transparent;
	border: 0;
	border-radius: 9px;
	padding: 10px 6px;
	cursor: pointer;
	transition: background .15s ease, color .15s ease;
	white-space: nowrap;
	overflow: hidden;
	text-overflow: ellipsis;
}

.bdb-lc-root .bdb-seg-btn:hover {
	color: var(--bdb-ink);
}

.bdb-lc-root .bdb-seg-btn.is-active {
	background: var(--bdb-surface);
	color: var(--bdb-accent);
	box-shadow: 0 1px 2px rgba(15, 23, 42, .08);
}

/* ---------- fields ---------- */

.bdb-lc-root .bdb-grid {
	display: grid;
	grid-template-columns: repeat(3, minmax(0, 1fr));
	gap: 14px;
}

.bdb-lc-root .bdb-grid-3 {
	grid-template-columns: repeat(3, minmax(0, 1fr));
}

.bdb-lc-root .bdb-field-hidden {
	display: none;
}

.bdb-lc-root .bdb-field label {
	display: block;
	font-size: 12.5px;
	font-weight: 600;
	letter-spacing: .01em;
	color: var(--bdb-muted);
	margin-bottom: 6px;
}

.bdb-lc-root .bdb-hint {
	font-weight: 400;
	color: #94a3b8;
}

.bdb-lc-root .bdb-input-wrap {
	display: flex;
	align-items: center;
	gap: 0;
	background: var(--bdb-surface);
	border: 1px solid var(--bdb-line);
	border-radius: 10px;
	transition: border-color .15s ease, box-shadow .15s ease;
	overflow: hidden;
}

.bdb-lc-root .bdb-input-wrap:focus-within {
	border-color: var(--bdb-accent);
	box-shadow: 0 0 0 3px color-mix(in srgb, var(--bdb-accent) 16%, transparent);
}

.bdb-lc-root .bdb-input-wrap input,
.bdb-lc-root .bdb-input-wrap select {
	font: inherit;
	font-size: 15px;
	font-weight: 600;
	color: var(--bdb-ink);
	border: 0;
	outline: 0;
	background: transparent;
	padding: 11px 12px;
	width: 100%;
	min-width: 0;
}

.bdb-lc-root .bdb-input-wrap input::placeholder {
	color: #cbd5e1;
	font-weight: 400;
}

.bdb-lc-root .bdb-unit {
	font-size: 13px;
	font-weight: 600;
	color: var(--bdb-muted);
	padding: 0 12px;
	white-space: nowrap;
	flex: none;
}

.bdb-lc-root .bdb-unit-pre {
	padding-right: 0;
	padding-left: 12px;
}

.bdb-lc-root .bdb-tenor-wrap select {
	width: auto;
	flex: none;
	border-left: 1px solid var(--bdb-line);
	border-radius: 0;
	background: var(--bdb-surface-2);
	font-size: 13px;
	font-weight: 600;
	color: var(--bdb-muted);
	padding: 11px 10px;
	cursor: pointer;
}

.bdb-lc-root input[type="month"] {
	cursor: pointer;
}

/* ---------- errors ---------- */

.bdb-lc-root .bdb-err {
	font-size: 12.5px;
	color: var(--bdb-danger);
	margin-top: 5px;
	min-height: 0;
}

.bdb-lc-root .bdb-err:empty {
	display: none;
}

.bdb-lc-root .bdb-err-main {
	margin-top: 14px;
	background: #fef2f2;
	border: 1px solid #fecaca;
	border-radius: 10px;
	padding: 10px 12px;
}

/* ---------- hero result ---------- */

.bdb-lc-root .bdb-hero {
	display: flex;
	align-items: center;
	gap: 24px;
	margin-top: 20px;
	padding: 22px;
	background: linear-gradient(180deg, var(--bdb-surface-2), var(--bdb-surface));
	border: 1px solid var(--bdb-line);
	border-radius: 12px;
}

.bdb-lc-root .bdb-hero-main {
	flex: 1 1 auto;
	min-width: 0;
}

.bdb-lc-root .bdb-hero-label {
	font-size: 12.5px;
	font-weight: 700;
	letter-spacing: .06em;
	text-transform: uppercase;
	color: var(--bdb-muted);
}

.bdb-lc-root .bdb-hero-value {
	font-size: 40px;
	line-height: 1.15;
	font-weight: 800;
	letter-spacing: -.02em;
	color: var(--bdb-accent);
	margin: 4px 0 16px;
	font-variant-numeric: tabular-nums;
	overflow-wrap: anywhere;
}

.bdb-lc-root .bdb-stats {
	display: grid;
	grid-template-columns: repeat(3, minmax(0, 1fr));
	gap: 12px;
}

.bdb-lc-root .bdb-stat {
	background: var(--bdb-surface);
	border: 1px solid var(--bdb-line);
	border-radius: 10px;
	padding: 10px 12px;
	min-width: 0;
}

.bdb-lc-root .bdb-stat span {
	display: block;
	font-size: 11.5px;
	font-weight: 600;
	letter-spacing: .02em;
	color: var(--bdb-muted);
	margin-bottom: 3px;
}

.bdb-lc-root .bdb-stat b {
	font-size: 16px;
	font-weight: 700;
	font-variant-numeric: tabular-nums;
	overflow-wrap: anywhere;
}

.bdb-lc-root .bdb-hero-note {
	margin-top: 14px;
	font-size: 13px;
	color: var(--bdb-muted);
	line-height: 1.55;
}

.bdb-lc-root .bdb-hero-chart {
	flex: none;
	width: 200px;
	height: 200px;
	display: flex;
	align-items: center;
	justify-content: center;
}

.bdb-lc-root .bdb-hero-chart canvas {
	max-width: 100%;
	max-height: 100%;
}

/* ---------- panels (simulators) ---------- */

.bdb-lc-root .bdb-panels {
	display: grid;
	gap: 10px;
	margin-top: 18px;
}

.bdb-lc-root .bdb-panel {
	border: 1px solid var(--bdb-line);
	border-radius: 12px;
	background: var(--bdb-surface);
	overflow: hidden;
}

.bdb-lc-root .bdb-panel > summary {
	list-style: none;
	cursor: pointer;
	padding: 14px 16px;
	font-size: 14px;
	font-weight: 700;
	color: var(--bdb-ink);
	display: flex;
	align-items: center;
	gap: 10px;
	user-select: none;
	transition: background .15s ease;
}

.bdb-lc-root .bdb-panel > summary:hover {
	background: var(--bdb-surface-2);
}

.bdb-lc-root .bdb-panel > summary::-webkit-details-marker {
	display: none;
}

.bdb-lc-root .bdb-panel > summary::before {
	content: "";
	width: 8px;
	height: 8px;
	flex: none;
	border-right: 2px solid var(--bdb-accent);
	border-bottom: 2px solid var(--bdb-accent);
	transform: rotate(-45deg);
	transition: transform .18s ease;
	margin-left: 2px;
}

.bdb-lc-root .bdb-panel[open] > summary::before {
	transform: rotate(45deg);
}

.bdb-lc-root .bdb-panel-body {
	padding: 4px 16px 18px;
	border-top: 1px solid var(--bdb-line);
	padding-top: 16px;
}

.bdb-lc-root .bdb-compare {
	display: grid;
	grid-template-columns: repeat(2, minmax(0, 1fr));
	gap: 12px;
	margin-top: 14px;
}

.bdb-lc-root .bdb-compare-card {
	background: var(--bdb-surface-2);
	border: 1px solid var(--bdb-line);
	border-radius: 10px;
	padding: 14px;
}

.bdb-lc-root .bdb-compare-card h4 {
	font-size: 13px;
	font-weight: 700;
	color: var(--bdb-ink);
	margin-bottom: 10px;
}

.bdb-lc-root .bdb-kv {
	display: flex;
	align-items: baseline;
	justify-content: space-between;
	gap: 10px;
	padding: 5px 0;
	font-size: 13.5px;
}

.bdb-lc-root .bdb-kv span {
	color: var(--bdb-muted);
}

.bdb-lc-root .bdb-kv b {
	font-weight: 700;
	font-variant-numeric: tabular-nums;
	text-align: right;
}

.bdb-lc-root .bdb-good {
	color: var(--bdb-good);
}

.bdb-lc-root .bdb-warn {
	color: var(--bdb-warn);
}

/* ---------- blocks, tables ---------- */

.bdb-lc-root .bdb-block {
	margin-top: 24px;
}

.bdb-lc-root .bdb-block h3 {
	font-size: 15px;
	font-weight: 700;
	margin-bottom: 12px;
	color: var(--bdb-ink);
}

.bdb-lc-root .bdb-barwrap {
	position: relative;
	height: 260px;
	border: 1px solid var(--bdb-line);
	border-radius: 12px;
	padding: 14px;
	background: var(--bdb-surface);
}

.bdb-lc-root .bdb-tablewrap {
	border: 1px solid var(--bdb-line);
	border-radius: 12px;
	overflow: auto;
	-webkit-overflow-scrolling: touch;
	max-width: 100%;
}

.bdb-lc-root .bdb-table {
	font-size: 13.5px;
	font-variant-numeric: tabular-nums;
	min-width: 620px;
}

.bdb-lc-root .bdb-table th,
.bdb-lc-root .bdb-table td {
	padding: 10px 12px;
	text-align: right;
	border-bottom: 1px solid var(--bdb-line);
	white-space: nowrap;
}

.bdb-lc-root .bdb-table th:first-child,
.bdb-lc-root .bdb-table td:first-child,
.bdb-lc-root .bdb-table th:nth-child(2),
.bdb-lc-root .bdb-table td:nth-child(2) {
	text-align: left;
}

.bdb-lc-root .bdb-table thead th {
	position: sticky;
	top: 0;
	background: var(--bdb-surface-2);
	font-size: 11.5px;
	font-weight: 700;
	letter-spacing: .04em;
	text-transform: uppercase;
	color: var(--bdb-muted);
	z-index: 1;
}

.bdb-lc-root .bdb-table tbody tr:last-child td {
	border-bottom: 0;
}

.bdb-lc-root .bdb-table tbody tr:hover td {
	background: var(--bdb-surface-2);
}

.bdb-lc-root .bdb-table-sm {
	font-size: 13px;
	min-width: 700px;
}

.bdb-lc-root .bdb-table-sm th,
.bdb-lc-root .bdb-table-sm td {
	padding: 8px 10px;
}

/* year accordion */

.bdb-lc-root .bdb-year {
	border: 1px solid var(--bdb-line);
	border-radius: 12px;
	margin-bottom: 8px;
	overflow: hidden;
	background: var(--bdb-surface);
}

.bdb-lc-root .bdb-year > summary {
	list-style: none;
	cursor: pointer;
	padding: 12px 16px;
	display: flex;
	align-items: baseline;
	justify-content: space-between;
	gap: 12px;
	font-weight: 700;
	font-size: 14px;
	user-select: none;
	transition: background .15s ease;
}

.bdb-lc-root .bdb-year > summary:hover {
	background: var(--bdb-surface-2);
}

.bdb-lc-root .bdb-year > summary::-webkit-details-marker {
	display: none;
}

.bdb-lc-root .bdb-year-meta {
	font-size: 12.5px;
	font-weight: 500;
	color: var(--bdb-muted);
	text-align: right;
}

.bdb-lc-root .bdb-year .bdb-tablewrap {
	border: 0;
	border-top: 1px solid var(--bdb-line);
	border-radius: 0;
}

.bdb-lc-root .bdb-tag {
	display: inline-block;
	font-size: 10.5px;
	font-weight: 700;
	letter-spacing: .03em;
	text-transform: uppercase;
	color: var(--bdb-muted);
	background: var(--bdb-surface-2);
	border: 1px solid var(--bdb-line);
	border-radius: 5px;
	padding: 1px 5px;
	margin-left: 5px;
	vertical-align: middle;
}

.bdb-lc-root .bdb-tag-accent {
	color: var(--bdb-accent);
	border-color: color-mix(in srgb, var(--bdb-accent) 35%, transparent);
	background: color-mix(in srgb, var(--bdb-accent) 8%, transparent);
}

.bdb-lc-root .bdb-privacy {
	margin-top: 20px;
	font-size: 12px;
	color: #94a3b8;
	text-align: center;
}

/* ---------- accessibility ---------- */

.bdb-lc-root button:focus-visible,
.bdb-lc-root select:focus-visible,
.bdb-lc-root summary:focus-visible,
.bdb-lc-root input:focus-visible {
	outline: 2px solid var(--bdb-accent);
	outline-offset: 2px;
}

/* ---------- responsive ---------- */

@media (max-width: 860px) {
	.bdb-lc-root .bdb-grid,
	.bdb-lc-root .bdb-grid-3 {
		grid-template-columns: repeat(2, minmax(0, 1fr));
	}

	.bdb-lc-root .bdb-hero {
		flex-direction: column-reverse;
		align-items: stretch;
		gap: 16px;
	}

	.bdb-lc-root .bdb-hero-chart {
		width: 100%;
		height: 190px;
	}
}

@media (max-width: 620px) {
	.bdb-lc-root .bdb-card {
		padding: 16px;
		border-radius: 12px;
	}

	.bdb-lc-root .bdb-seg {
		grid-template-columns: repeat(2, 1fr);
	}

	.bdb-lc-root .bdb-grid,
	.bdb-lc-root .bdb-grid-3 {
		grid-template-columns: 1fr;
	}

	.bdb-lc-root .bdb-hero {
		padding: 16px;
	}

	.bdb-lc-root .bdb-hero-value {
		font-size: 32px;
	}

	.bdb-lc-root .bdb-stats {
		grid-template-columns: 1fr;
		gap: 8px;
	}

	.bdb-lc-root .bdb-stat {
		display: flex;
		align-items: baseline;
		justify-content: space-between;
		gap: 10px;
	}

	.bdb-lc-root .bdb-stat span {
		margin-bottom: 0;
	}

	.bdb-lc-root .bdb-compare {
		grid-template-columns: 1fr;
	}

	.bdb-lc-root .bdb-toolbar {
		flex-direction: column;
		align-items: stretch;
	}

	.bdb-lc-root .bdb-select {
		width: 100%;
	}

	.bdb-lc-root .bdb-toolbar-actions .bdb-btn {
		flex: 1 1 auto;
	}

	.bdb-lc-root .bdb-year-meta {
		display: none;
	}
}

/* ---------- print ---------- */

@media print {
	.bdb-lc-root .bdb-toolbar-actions,
	.bdb-lc-root .bdb-seg,
	.bdb-lc-root .bdb-privacy {
		display: none;
	}

	.bdb-lc-root .bdb-card {
		border: 0;
		box-shadow: none;
		padding: 0;
	}

	.bdb-lc-root .bdb-year[open] .bdb-tablewrap {
		overflow: visible;
	}
}

/* ---------- reduced motion ---------- */

@media (prefers-reduced-motion: reduce) {
	.bdb-lc-root * {
		transition: none !important;
		animation: none !important;
	}
}

/* ---------- Stage 1 additions ---------- */

/* Capitalized moratorium: the balance growing is the point, so flag it. */
.bdb-lc-root .bdb-stats-alert {
	grid-template-columns: repeat(2, minmax(0, 1fr));
	margin-top: 12px;
}

.bdb-lc-root .bdb-stat-alert {
	background: #fffbeb;
	border-color: #fde68a;
}

.bdb-lc-root .bdb-stat-alert b {
	color: var(--bdb-warn);
}

/* Eligibility card spans the panel and shows its working. */
.bdb-lc-root .bdb-compare-wide {
	grid-column: 1 / -1;
}

.bdb-lc-root .bdb-working {
	font-size: 13px;
	line-height: 1.6;
	color: var(--bdb-muted);
	background: var(--bdb-surface);
	border: 1px dashed var(--bdb-line);
	border-radius: 8px;
	padding: 10px 12px;
	margin-bottom: 10px;
	font-variant-numeric: tabular-nums;
}

.bdb-lc-root .bdb-headline {
	font-size: 20px;
	color: var(--bdb-accent);
}

.bdb-lc-root .bdb-btn-block {
	display: block;
	width: 100%;
	margin-top: 12px;
	padding: 11px 14px;
	font-size: 14px;
}

@media (max-width: 620px) {
	.bdb-lc-root .bdb-stats-alert {
		grid-template-columns: 1fr;
	}
}

/* ---------- Stage 2: SVG charts ---------- */

.bdb-lc-root {
	--bdb-track: #eef2f7;
}

.bdb-lc-root .bdb-hidden {
	display: none !important;
}

.bdb-lc-root .bdb-donut {
	width: 100%;
	max-width: 170px;
	height: auto;
	display: block;
	margin: 0 auto;
}

.bdb-lc-root .bdb-arc {
	transition: stroke-dasharray .35s ease, stroke-dashoffset .35s ease;
}

.bdb-lc-root .bdb-donut-num {
	font-size: 24px;
	font-weight: 800;
	fill: var(--bdb-ink);
}

.bdb-lc-root .bdb-donut-cap {
	font-size: 10px;
	font-weight: 600;
	letter-spacing: .06em;
	text-transform: uppercase;
	fill: var(--bdb-muted);
}

.bdb-lc-root .bdb-bars {
	width: 100%;
	height: 230px;
	display: block;
	overflow: visible;
}

.bdb-lc-root .bdb-grid {
	stroke: var(--bdb-line);
	stroke-width: 1;
}

.bdb-lc-root .bdb-axis {
	font-size: 11px;
	fill: var(--bdb-muted);
}

.bdb-lc-root .bdb-legend {
	display: flex;
	justify-content: center;
	gap: 16px;
	margin-top: 10px;
	font-size: 12px;
	color: var(--bdb-muted);
}

.bdb-lc-root .bdb-legend span {
	display: inline-flex;
	align-items: center;
	gap: 6px;
}

.bdb-lc-root .bdb-sw {
	width: 10px;
	height: 10px;
	border-radius: 3px;
	display: inline-block;
}

.bdb-lc-root .bdb-sw-p { background: var(--bdb-accent); }
.bdb-lc-root .bdb-sw-i { background: var(--bdb-interest); }

/* ---------- Stage 2: mode switch ---------- */

.bdb-lc-root .bdb-modeswitch {
	display: inline-flex;
	gap: 2px;
	background: var(--bdb-surface-2);
	border: 1px solid var(--bdb-line);
	border-radius: 999px;
	padding: 3px;
	margin-bottom: 16px;
}

.bdb-lc-root .bdb-mode-btn {
	font: inherit;
	font-size: 13px;
	font-weight: 600;
	color: var(--bdb-muted);
	background: transparent;
	border: 0;
	border-radius: 999px;
	padding: 8px 18px;
	cursor: pointer;
	transition: background .15s ease, color .15s ease;
}

.bdb-lc-root .bdb-mode-btn.is-active {
	background: var(--bdb-accent);
	color: #fff;
}

/* ---------- Stage 2: comparison ---------- */

.bdb-lc-root .bdb-offers {
	display: grid;
	grid-template-columns: repeat(auto-fit, minmax(210px, 1fr));
	gap: 12px;
}

.bdb-lc-root .bdb-offer {
	border: 1px solid var(--bdb-line);
	border-radius: 12px;
	background: var(--bdb-surface);
	overflow: hidden;
}

.bdb-lc-root .bdb-offer-head {
	display: flex;
	align-items: center;
	gap: 6px;
	padding: 10px 12px;
	background: var(--bdb-surface-2);
	border-bottom: 1px solid var(--bdb-line);
}

.bdb-lc-root .bdb-offer-name {
	font: inherit;
	font-size: 14px;
	font-weight: 700;
	color: var(--bdb-ink);
	border: 0;
	background: transparent;
	width: 100%;
	min-width: 0;
	outline: 0;
	padding: 2px 0;
	border-bottom: 1px dashed transparent;
}

.bdb-lc-root .bdb-offer-name:focus {
	border-bottom-color: var(--bdb-accent);
}

.bdb-lc-root .bdb-offer-del {
	font: inherit;
	font-size: 18px;
	line-height: 1;
	color: var(--bdb-muted);
	background: transparent;
	border: 0;
	cursor: pointer;
	padding: 2px 4px;
	border-radius: 6px;
	flex: none;
}

.bdb-lc-root .bdb-offer-del:hover {
	background: #fee2e2;
	color: var(--bdb-danger);
}

.bdb-lc-root .bdb-offer-body {
	padding: 12px;
}

.bdb-lc-root .bdb-offer-body label {
	display: block;
	font-size: 11.5px;
	font-weight: 600;
	color: var(--bdb-muted);
	margin: 10px 0 5px;
}

.bdb-lc-root .bdb-offer-body label:first-child {
	margin-top: 0;
}

.bdb-lc-root .bdb-offer-actions {
	margin-top: 12px;
}

.bdb-lc-root .bdb-cmp-wrap {
	margin-top: 18px;
	border: 1px solid var(--bdb-line);
	border-radius: 12px;
	overflow: auto;
	-webkit-overflow-scrolling: touch;
}

.bdb-lc-root .bdb-cmp {
	font-size: 13.5px;
	font-variant-numeric: tabular-nums;
	min-width: 480px;
}

.bdb-lc-root .bdb-cmp th,
.bdb-lc-root .bdb-cmp td {
	padding: 11px 14px;
	text-align: right;
	border-bottom: 1px solid var(--bdb-line);
	white-space: nowrap;
}

/* Metric labels stay put while offer columns scroll. */
.bdb-lc-root .bdb-cmp th[scope="row"],
.bdb-lc-root .bdb-cmp thead th:first-child {
	position: sticky;
	left: 0;
	text-align: left;
	background: var(--bdb-surface);
	font-weight: 600;
	color: var(--bdb-muted);
	z-index: 1;
	box-shadow: 1px 0 0 var(--bdb-line);
}

.bdb-lc-root .bdb-cmp thead th {
	background: var(--bdb-surface-2);
	font-size: 13px;
	font-weight: 700;
	color: var(--bdb-ink);
	position: sticky;
	top: 0;
	z-index: 2;
}

.bdb-lc-root .bdb-cmp thead th:first-child {
	z-index: 3;
	background: var(--bdb-surface-2);
}

.bdb-lc-root .bdb-cmp .bdb-best {
	background: #ecfdf5;
}

.bdb-lc-root .bdb-cmp thead th.bdb-best {
	background: #d1fae5;
}

.bdb-lc-root .bdb-badge {
	display: block;
	font-size: 10px;
	font-weight: 700;
	letter-spacing: .04em;
	text-transform: uppercase;
	color: var(--bdb-good);
	margin-top: 3px;
}

.bdb-lc-root .bdb-cmp-total th,
.bdb-lc-root .bdb-cmp-total td {
	font-weight: 800;
	font-size: 15px;
	border-bottom: 0;
	border-top: 2px solid var(--bdb-line);
}

.bdb-lc-root .bdb-delta {
	display: block;
	font-size: 11.5px;
	font-weight: 600;
	color: var(--bdb-warn);
	margin-top: 2px;
}

.bdb-lc-root .bdb-cmp-note {
	margin-top: 10px;
	font-size: 12px;
	color: var(--bdb-muted);
	line-height: 1.55;
}

@media (max-width: 620px) {
	.bdb-lc-root .bdb-offers {
		grid-template-columns: 1fr;
	}

	.bdb-lc-root .bdb-modeswitch {
		display: flex;
		width: 100%;
	}

	.bdb-lc-root .bdb-mode-btn {
		flex: 1 1 0;
		padding: 10px 8px;
	}

	.bdb-lc-root .bdb-cmp th[scope="row"],
	.bdb-lc-root .bdb-cmp thead th:first-child {
		min-width: 132px;
		max-width: 132px;
		white-space: normal;
	}

	.bdb-lc-root .bdb-cmp {
		min-width: 0;
	}

	.bdb-lc-root .bdb-bars {
		height: 190px;
	}
}

/* View containers: layout hooks for the two calculator modes. */
.bdb-lc-root .bdb-single-view,
.bdb-lc-root .bdb-compare-view {
	display: block;
}

/* ---------- Stage 3: sliders ---------- */

.bdb-lc-root .bdb-range {
	--bdb-fill: 0%;
	-webkit-appearance: none;
	appearance: none;
	display: block;
	width: 100%;
	height: 24px;
	margin: 10px 0 0;
	padding: 0;
	background: transparent;
	cursor: pointer;
	touch-action: pan-y;
}

.bdb-lc-root .bdb-range::-webkit-slider-runnable-track {
	height: 5px;
	border-radius: 999px;
	background: linear-gradient(to right, var(--bdb-accent) var(--bdb-fill), var(--bdb-track) var(--bdb-fill));
}

.bdb-lc-root .bdb-range::-moz-range-track {
	height: 5px;
	border-radius: 999px;
	background: linear-gradient(to right, var(--bdb-accent) var(--bdb-fill), var(--bdb-track) var(--bdb-fill));
}

.bdb-lc-root .bdb-range::-webkit-slider-thumb {
	-webkit-appearance: none;
	appearance: none;
	width: 20px;
	height: 20px;
	margin-top: -7.5px;
	border-radius: 50%;
	background: #fff;
	border: 2px solid var(--bdb-accent);
	box-shadow: 0 1px 3px rgba(15, 23, 42, .28);
	/* transform only: no layout or paint cost while dragging */
	transition: transform .12s ease;
	will-change: transform;
}

.bdb-lc-root .bdb-range::-moz-range-thumb {
	width: 20px;
	height: 20px;
	border-radius: 50%;
	background: #fff;
	border: 2px solid var(--bdb-accent);
	box-shadow: 0 1px 3px rgba(15, 23, 42, .28);
	transition: transform .12s ease;
	will-change: transform;
}

.bdb-lc-root .bdb-range:active::-webkit-slider-thumb { transform: scale(1.22); }
.bdb-lc-root .bdb-range:active::-moz-range-thumb { transform: scale(1.22); }

.bdb-lc-root .bdb-range:focus-visible::-webkit-slider-thumb {
	box-shadow: 0 0 0 4px color-mix(in srgb, var(--bdb-accent) 26%, transparent);
}

/* ---------- Stage 3: sticky result bar ---------- */

.bdb-lc-root .bdb-stickybar {
	position: sticky;
	top: 0;
	z-index: 20;
	display: flex;
	align-items: baseline;
	justify-content: space-between;
	gap: 12px;
	margin: 0 -22px 0;
	padding: 10px 22px calc(10px + env(safe-area-inset-bottom, 0px));
	background: color-mix(in srgb, var(--bdb-surface) 92%, transparent);
	backdrop-filter: saturate(180%) blur(8px);
	-webkit-backdrop-filter: saturate(180%) blur(8px);
	border-bottom: 1px solid var(--bdb-line);
	opacity: 0;
	transform: translateY(-100%);
	pointer-events: none;
	transition: opacity .18s ease, transform .18s ease;
}

.bdb-lc-root .bdb-stickybar.is-visible {
	opacity: 1;
	transform: translateY(0);
}

.bdb-lc-root .bdb-sticky-label {
	font-size: 11.5px;
	font-weight: 700;
	letter-spacing: .05em;
	text-transform: uppercase;
	color: var(--bdb-muted);
}

.bdb-lc-root .bdb-sticky-value {
	font-size: 19px;
	font-weight: 800;
	color: var(--bdb-accent);
	font-variant-numeric: tabular-nums;
}

@media (min-width: 861px) {
	/* On a wide screen the real hero is usually visible; keep the bar out of the way. */
	.bdb-lc-root .bdb-stickybar {
		display: none;
	}
}

/* ---------- Stage 3: mobile app feel ---------- */

@media (max-width: 620px) {
	.bdb-lc-root .bdb-card {
		padding: 14px;
		padding-bottom: calc(14px + env(safe-area-inset-bottom, 0px));
	}

	.bdb-lc-root .bdb-stickybar {
		margin-left: -14px;
		margin-right: -14px;
		padding-left: 14px;
		padding-right: 14px;
	}

	/* 16px minimum stops iOS zooming the page on focus. */
	.bdb-lc-root .bdb-input-wrap input,
	.bdb-lc-root .bdb-input-wrap select,
	.bdb-lc-root .bdb-offer-name {
		font-size: 16px;
		padding-top: 13px;
		padding-bottom: 13px;
	}

	/* Comfortable tap targets throughout. */
	.bdb-lc-root .bdb-btn,
	.bdb-lc-root .bdb-seg-btn,
	.bdb-lc-root .bdb-mode-btn {
		min-height: 44px;
	}

	.bdb-lc-root .bdb-panel > summary,
	.bdb-lc-root .bdb-year > summary {
		min-height: 48px;
		align-items: center;
	}

	.bdb-lc-root .bdb-range {
		height: 34px;
		margin-top: 12px;
	}

	.bdb-lc-root .bdb-range::-webkit-slider-thumb {
		width: 26px;
		height: 26px;
		margin-top: -10.5px;
	}

	.bdb-lc-root .bdb-range::-moz-range-thumb {
		width: 26px;
		height: 26px;
	}

	/* Schedule and yearly tables become stacked cards: no horizontal scrolling. */
	.bdb-lc-root .bdb-tablewrap {
		border: 0;
		overflow: visible;
	}

	.bdb-lc-root .bdb-table,
	.bdb-lc-root .bdb-table-sm {
		min-width: 0;
		display: block;
	}

	.bdb-lc-root .bdb-table thead {
		display: none;
	}

	.bdb-lc-root .bdb-table tbody,
	.bdb-lc-root .bdb-table tr {
		display: block;
	}

	.bdb-lc-root .bdb-table tr {
		border: 1px solid var(--bdb-line);
		border-radius: 10px;
		padding: 4px 12px;
		margin-bottom: 8px;
		background: var(--bdb-surface);
	}

	.bdb-lc-root .bdb-table td {
		display: flex;
		align-items: baseline;
		justify-content: space-between;
		gap: 12px;
		padding: 7px 0;
		border-bottom: 1px dashed var(--bdb-line);
		white-space: normal;
		text-align: right;
	}

	.bdb-lc-root .bdb-table tr td:last-child {
		border-bottom: 0;
	}

	.bdb-lc-root .bdb-table td::before {
		content: attr(data-l);
		font-size: 12px;
		font-weight: 600;
		color: var(--bdb-muted);
		text-align: left;
		flex: none;
	}

	.bdb-lc-root .bdb-table td:first-child,
	.bdb-lc-root .bdb-table td:nth-child(2) {
		text-align: right;
	}

	.bdb-lc-root .bdb-table tbody tr:hover td {
		background: transparent;
	}
}

/* ---------- Stage 3: crawlable content block ---------- */

.bdb-lc-seo {
	max-width: 100%;
	margin: 28px 0 0;
	font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
	color: #0f172a;
	line-height: 1.65;
}

.bdb-lc-seo p {
	margin: 0 0 12px;
	font-size: 15px;
}

.bdb-lc-seo-title {
	font-size: 22px;
	font-weight: 700;
	margin: 0 0 10px;
}

.bdb-lc-seo-subtitle {
	font-size: 17px;
	font-weight: 700;
	margin: 24px 0 10px;
}

.bdb-lc-faq-item {
	border: 1px solid #e2e8f0;
	border-radius: 10px;
	margin-bottom: 8px;
	background: #fff;
	overflow: hidden;
}

.bdb-lc-faq-item > summary {
	list-style: none;
	cursor: pointer;
	padding: 14px 16px;
	font-size: 15px;
	font-weight: 600;
	display: flex;
	align-items: center;
	gap: 10px;
	min-height: 44px;
	box-sizing: border-box;
}

.bdb-lc-faq-item > summary::-webkit-details-marker {
	display: none;
}

.bdb-lc-faq-item > summary::before {
	content: "";
	width: 8px;
	height: 8px;
	flex: none;
	border-right: 2px solid #0046B5;
	border-bottom: 2px solid #0046B5;
	transform: rotate(-45deg);
	transition: transform .18s ease;
}

.bdb-lc-faq-item[open] > summary::before {
	transform: rotate(45deg);
}

.bdb-lc-faq-a {
	padding: 0 16px 14px;
	border-top: 1px solid #e2e8f0;
	padding-top: 12px;
}

.bdb-lc-faq-a p {
	margin: 0;
	font-size: 14.5px;
	color: #475569;
}

.bdb-lc-noscript {
	margin: 12px 0;
	padding: 12px 14px;
	border: 1px solid #fde68a;
	background: #fffbeb;
	border-radius: 10px;
	font-size: 14px;
	color: #78350f;
}

/* ---------- v1.2: eligibility tab ---------- */

.bdb-lc-root .bdb-elig-view {
	display: block;
}

.bdb-lc-root .bdb-hero-elig {
	margin-top: 18px;
}

.bdb-lc-root .bdb-binding {
	margin-top: 12px;
	padding: 12px 14px;
	border-radius: 10px;
	font-size: 13.5px;
	line-height: 1.6;
	border: 1px solid var(--bdb-line);
	background: var(--bdb-surface);
}

.bdb-lc-root .bdb-binding:empty {
	display: none;
}

.bdb-lc-root .bdb-binding.is-ltv {
	background: #fffbeb;
	border-color: #fde68a;
	color: #78350f;
}

.bdb-lc-root .bdb-binding.is-income {
	background: #eff6ff;
	border-color: #bfdbfe;
	color: #1e3a5f;
}

.bdb-lc-root .bdb-stress {
	margin-top: 14px;
}

.bdb-lc-root .bdb-stress-card {
	border: 1px solid var(--bdb-line);
	border-radius: 12px;
	padding: 14px 16px;
	background: var(--bdb-surface);
}

.bdb-lc-root .bdb-stress-card h4 {
	font-size: 14px;
	font-weight: 700;
	margin-bottom: 8px;
}

.bdb-lc-root .bdb-stress-card p {
	margin-top: 8px;
	font-size: 13px;
	line-height: 1.6;
	color: var(--bdb-muted);
}

.bdb-lc-root .bdb-stress-card.is-ok {
	border-color: #a7f3d0;
	background: #ecfdf5;
}

.bdb-lc-root .bdb-stress-card.is-ok h4 {
	color: var(--bdb-good);
}

.bdb-lc-root .bdb-stress-card.is-warn {
	border-color: #fde68a;
	background: #fffbeb;
}

.bdb-lc-root .bdb-stress-card.is-warn h4 {
	color: var(--bdb-warn);
}

/* ---------- v1.2: comparison additions ---------- */

.bdb-lc-root .bdb-rev-wrap input {
	text-align: left;
}

.bdb-lc-root .bdb-rev-yrs {
	max-width: 58px;
	border-left: 1px solid var(--bdb-line);
}

.bdb-lc-root .bdb-sub {
	display: block;
	font-size: 11.5px;
	font-weight: 600;
	color: var(--bdb-muted);
	margin-top: 2px;
}

.bdb-lc-root .bdb-resolved {
	font-size: 12.5px;
	font-weight: 600;
	color: var(--bdb-accent);
	margin-top: 5px;
	font-variant-numeric: tabular-nums;
}

.bdb-lc-root .bdb-resolved:empty {
	display: none;
}

/* Three tabs must stay readable on a phone. */
@media (max-width: 620px) {
	.bdb-lc-root .bdb-mode-btn {
		padding: 10px 4px;
		font-size: 12.5px;
		letter-spacing: -.01em;
	}
}

/* ---------- Release A: rate basis, rate type, effective-rate stat ---------- */

.bdb-lc-root .bdb-stat-eff {
	background: #fffbeb;
	border-color: #fde68a;
}

.bdb-lc-root .bdb-stat-eff b {
	color: var(--bdb-warn);
}

.bdb-lc-root .bdb-stat-eff span i {
	font-style: normal;
	font-weight: 500;
	opacity: .75;
}

/* The rate field carries its basis in the unit selector. */
.bdb-lc-root #bdbRateBasis,
.bdb-lc-root [id^="bdbRateBasis"] {
	min-width: 132px;
}

.bdb-lc-root .bdb-stats {
	grid-template-columns: repeat(auto-fit, minmax(140px, 1fr));
}